Oct
Dates
Oct 11 - 15, 2026
Fee
$5,350.00
Reserve Your Place
Real Estate
Real Estate Finance Fundamentals
Duration5 Days
FormatPublic · Virtual-Live
LanguageEN
Available Dates & Locations
Oct
Dates
Oct 11 - 15, 2026
Fee
$5,350.00
Reserve Your Place
Oct
Dates
Oct 11 - 15, 2026
Fee
$3,750.00
Reserve Your Place
Oct
Dates
Oct 11 - 15, 2026
Fee
$3,750.00
Reserve Your Place
Overview
This foundation course provides a comprehensive introduction to real estate finance principles and practices. Participants will explore the fundamentals of real estate financing, debt instruments, lending processes, and basic financial structuring. The program establishes essential knowledge required for professionals involved in real estate transactions, investment analysis, and development financing. Through practical exercises and case studies, participants will develop the ability to understand financing options and evaluate basic loan structures for real estate projects.
Objectives
By attending this course, participants will be able to:
- Explain the fundamental principles of real estate finance
- Identify different debt instruments and their characteristics
- Describe the lending process from application to closing
- Analyze basic loan terms and repayment structures
- Evaluate financing options for real estate transactions
Key Competencies
- Finance Fundamentals
- Debt Instruments
- Lending Process
- Financial Analysis
- Loan Structuring
Course Outline
1
Finance Fundamentals
- Introduction to Real Estate Finance
- Role of finance in real estate
- Sources of capital for real estate
- Debt versus equity financing
- Time Value of Money
- Present and future value concepts
- Discounting and compounding
- Application to real estate cash flows
- Financial Mathematics
- Loan amortization calculations
- Interest rate conversions
- Payment and balance computations
2
Debt Instruments
- Conventional Loans
- Fixed-rate mortgage structures
- Adjustable-rate mortgages
- Loan terms and conditions
- Commercial Loans
- Commercial mortgage characteristics
- Recourse versus non-recourse lending
- Loan covenants and requirements
- Alternative Financing
- Mezzanine financing basics
- Bridge and construction loans
- Islamic finance principles for real estate
3
Lending Process
- Loan Application
- Borrower qualification requirements
- Documentation and information gathering
- Pre-approval and commitment processes
- Underwriting Fundamentals
- Credit analysis basics
- Property analysis requirements
- Income and collateral verification
- Loan Closing
- Closing documentation
- Title and insurance requirements
- Disbursement procedures
4
Financial Analysis
- Income Analysis
- Net operating income calculation
- Cash flow projections
- Debt service coverage ratio
- Collateral Analysis
- Loan-to-value ratio fundamentals
- Appraisal requirements
- Collateral risk assessment
- Borrower Analysis
- Financial statement review
- Creditworthiness evaluation
- Guarantor requirements
5
Loan Structuring
- Loan Terms
- Interest rates and pricing
- Amortization periods
- Maturity and balloon payments
- Repayment Structures
- Fully amortizing loans
- Interest-only periods
- Prepayment provisions and penalties
- Security and Documentation
- Mortgage and deed of trust
- Personal guarantees
- Subordination and intercreditor basics
Outline and competencies are indicative; the final agenda is tailored and confirmed with VIFM.
Who Should Attend
This course is designed for professionals who require foundational knowledge in real estate finance. It is suitable for:
- Real estate professionals seeking finance fundamentals
- Developers requiring financing knowledge
- Investment analysts entering real estate finance
- Banking professionals transitioning to real estate lending
- Government officials involved in housing finance policy
Methodology
This course combines interactive lectures, case studies, financial calculation exercises, and practical loan analysis workshops to reinforce learning outcomes.
Interested in this programme?
Reserve your place and our learning advisor will contact you.
